Business Funding,
Made Simple.

Get access to business financing through a simple digital process designed to help you move faster. Explore suitable funding options, complete your application with ease, and take the next step toward achieving your business goals with greater confidence.

• 100% Digital Application

• Simple Documentation

• Flexible Loan Options

• Secure Verification

Business Credit Without the Complexity

TFS Credit makes it easier to explore suitable financing through a digital-first journey, connecting you with trusted lending partners and solutions built around your requirements. Whether you need support with working capital, inventory, equipment, expansion, or other business needs, our platform helps you navigate your credit options with greater clarity.

From understanding your requirements to exploring suitable options and completing your application, we aim to make the journey simple, transparent, and convenient. With the right credit pathway, you can spend less time navigating complexity and more time focusing on what matters — building and growing your business.

YOUR GOALS.
OUR FINANCING JOURNEY.

Loan Calculator

Plan your borrowing with clarity. Estimate your monthly EMI, total interest and overall repayment.

₹
₹50K ₹5 Cr
%
1% 30%
Years
1 Year 30 Years
Your Estimated Repayment
Monthly EMI
₹21,494
Approximate monthly repayment
Principal Amount ₹10,00,000
Total Interest ₹2,89,634
Total Amount Payable ₹12,89,634
Repayment Breakdown
Principal
Interest

This calculation is indicative only. Actual loan eligibility, rates and repayment terms may vary based on the lender, applicant profile and applicable lending criteria.

Ready to Fund Your Next Business Move?

Finance the Next Move for Your Business

Funding should do more than meet an immediate need. It should help you take the next step with confidence.

From managing working capital and inventory to investing in equipment, expansion, or growth, TFS Credit helps you explore financing options aligned with where your business is headed.

We look beyond the loan.
We look at what you want to achieve.

Working Capital

Manage everyday operational expenses and cash flow.

Inventory

Purchase stock and prepare for upcoming demand.

Business Expansion

Expand your existing business or open a new location.

Machinery & Equipment

Invest in equipment that helps improve capacity and productivity.

Marketing & Growth

Fund customer acquisition and growth initiatives.

Other Business Needs

Explore funding for requirements specific to your business.

From Application to Funding in 6 Simple Steps

Keep this section visually strong with a connected timeline.

01. Verify Your Mobile

Enter your mobile number and verify it using OTP.

02. Tell Us About Yourself

Provide your PAN, personal details and basic business information.

03. Verify Your Business

Relevant GST, Udyam or other business details may be verified during the application. The PPT shows GST/Udyam information being fetched through PAN where available.

04. Share Banking Information

Securely connect your eligible bank account or provide the required bank statements.

05. Review Your Loan Offer

Check the eligible loan amount, EMI, tenure and applicable charges before proceeding.

06. Complete KYC, E-Sign & Receive Funds

Complete the required verification, set up repayment, digitally sign the agreement and proceed to disbursal.

Simple for You. Secure at Every Step.

Every step is designed to keep the process clear, secure and easy to navigate.

Verify with Confidence

Complete essential identity checks through secure digital verification.

01

Confirm Your Business

Relevant business information can be securely verified as part of your application.

02

Connect Your Banking

Share required banking details through supported digital verification methods.

03

Review & Give Consent

Understand the relevant terms, permissions and information before you proceed.

04

Speak With a Funding Expert, One-to-One

Get personalised guidance on your business funding requirements and understand the financing options that may suit your needs.

Trusted by Ambitious Individuals & Businesses

TFS Credit helps individuals, entrepreneurs, and businesses explore suitable personal loans and business financing through trusted lending partners and a simple, technology-enabled credit journey.

★ ★ ★ ★ ★
The biggest value was not another product. It was finally seeing our family’s assets, insurance, liabilities and pending decisions in one place.

Vikas Agrawal

Kolkata

❝
★ ★ ★ ★ ★
The Family CFO review helped us identify documentation and succession gaps we had postponed for years.

Akshat Gupta

Kolkata

❝

Frequently Asked Questions

Find clear answers to common questions about our credit solutions, application process, eligibility, and digital journey.
Who can apply for a TFS Credit business loan?
Business owners and eligible applicants can explore financing based on their requirements, profile and applicable lending criteria.

The required information may include identity, business and banking details. The exact requirements can vary based on your application.

GST, Udyam or other business details may be requested where applicable as part of the verification process.

Eligibility is assessed using relevant information from your application, financial profile and applicable lending criteria.

Your eligible loan details, including amount, tenure, EMI and applicable charges, can be reviewed before you proceed.

Use the available application-tracking option to check the status of your submitted application.